If you are one of the many who have been denied health insurance and cannot find any type of coverage, there may be public options in place to assist you. Although the law does not require it, many states have high-risk pools who will allow those deemed uninsurable some opportunities to purchase coverage for themselves. High-risk pools are are private, self-funded health insurance plans and right now, they are the only readily available public option for those previously denied health insurance coverage.
Public Options More Expensive
It is important to know that the cost of high-risk pool insurance is more expensive than traditional insurance provided by a private insurer.