Health insurance: it's a necessity or a makeweight

Health insurance: it’s a necessity or a makeweight

Our life is absolutely unforeseeable. There are a lot of unexpected events that strike without warning and could disrupt the steady pace of life. You must be ready at any time. You’ll do...

The important tips for consideration before buying a health insurance

The important tips for consideration before buying a health insurance

Do you finally decide to buy your own insurance? If you are careful about costs and coverage problems, it would be preferable if you want to first consider several things before you buy health...

Now you are safe with health insurance

Now you are safe with health insurance

Buying health insurance is probably one of the best investments that everyone should take. In fact, it is recommended for all families, particularly family members who have health problems, past or...

Some tips to find an affordable life insurance

Some tips to find an affordable life insurance

Life insurance can be an essential but there is no reason to pay high price for the best coverage of life. Consumers should examine their needs before seeking offers. The reasons why consumers should...

The Feds are taking over health insurance and controlling the reform

Posted by admin Leave Comment »

As United States senators primed for a critical vote on the health insurancereform this weekend Hundreds of nonconforming doctors and nurses protested at the Freedom Tower as well as 25 other locations nationwide. They were carrying signs and delivering speeches publicizing objections to the proposed reforms. The doctors and nurses warned that the bill being discussed in the Senate this week would significantly change the relationship between Doctors and their patients. Dr. Yvonne Sherrer a rheumatologist from Fort Lauderdale, Fl protests that the bill would further restrict how doctors can treat patients.

Read more…

New Medicare Oxygen Rules Hurting Patients

Posted by admin Leave Comment »

New payment rules have been implemented to help reduce waste and fraud in medical-equipment reimbursements, the only problem is that they are driving some home oxygen suppliers out of business and leaving patients in search of new providers. The rules, which are set to take effect Jan. 1, 2010, could affect more than one million people who rely on Medicare to pay for their oxygen services.

The New Payment Rules

Under the new rules, Medicare will pay suppliers 80 percent of an average of $200 a month in reimbursements for the first three years after a patient begins coverage. Patients are responsible for 20 percent.

Read more…

The Death of Algernon

Posted by admin Leave Comment »

Larry Kowalski had been a surfer and still enjoyed swimming in the Pacific. But when it wasn’t summer, the days were depressingly shorter, and Larry asked his California Health Insurance agent Matt Lockard if his policy covered Freudian psychiatric care.

Read more…

Health Insurance for College Going Students

Posted by admin Leave Comment »

Generally, college going student are very young and healthy, they are likely to be fly without a medical safety cover. This is the most common reason most of students are without health insurance. But, the reality is, sickness and accidents can happens, even to young people. It shows that health insurance is absolute necessity for students. So make sure your child has the right kind of health insurance and protected during the all college days.

There are so many insurance providers are offering student health insurance plans which are specially designed according to the needs of student for health care needs.

Read more…

I have a small company in Arkansas (less than 10 empoloyees)and would like to offer health insurance as a benefit. Quotes are prohibitive at this time. Question, can I have agreements with the employees that state I will cover the cost of their individual policies up to a certain amount, say $300 per month.

Posted by admin Leave Comment »

Yes, but for tax purposes this would likely just be treated like a payroll bonus or a salary increase. The insurance contract would be between the insurance company and each individual employee and premium payment would have to be made by that employee, with you providing that employee with reimbursement. The exception to this would be working with an insurance company that accepts a “list bill” payment option. We are not sure if this is an option through any insurance carriers in your state. You would be best served by contacting a health insurance broker in your area that would be more familiar with the specific options in Arkansas.