Georgia Health Insurance: Health Care Through Employer

Posted by Brayden Cawthorne Leave Comment »

Georgia health insurance consumers have had a good percent of their workers carry health insurance through their employer but there is a new trend shifting this.  Many employers are not offering plans to their employees and some employees who are getting it offered to them are turning it down in hopes they can find a better deal elsewhere.

In 1999 and 2000 about 70% of Georgia residents had health insurance through their employer but this has fallen to about 60% in the last 10 years.  A new report from the Robert Wood Johnson Foundation shows that the 10% drop has affected Georgia employees of small businesses even more.  Only 37% of Georgia employers with 50 or fewer employees currently offer health insurance because of how expensive group plans are.  Georgia State University professor of the health insurance industry, Bill Custer, says Georgia has higher numbers of uninsured residents because of what is happening.

Georgia has a high number of small businesses when compared with the rest of the nation according to the article “Fewer Workers Have Employer Health Care” by Edgar Treiguts on GPD.org.  This is causing a bigger impact to the state and making the uninsured numbers increase.  As healthy people drop out of their employers’ health care plans because of expense, the sick remain making individual health insurance costs rise for everyone.  It’s a vicious cycle that has no end in sight if something doesn’t change soon.

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